:root{--brand:#1d4e89;--ink:#1b1f23;--muted:#5b6670;--bg:#f6f7f5;--accent:#f2a516}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;padding-bottom:64px}
a{color:var(--brand)}h1,h2,h3{line-height:1.2}h1{font-size:clamp(1.8rem,5vw,2.6rem);margin:.2em 0}h2{font-size:1.5rem;margin-top:1.6em}
.wrap{max-width:1100px;margin:0 auto;padding:0 18px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.top{background:#fff;border-bottom:1px solid #e5e7eb;position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;gap:14px;min-height:60px}.logo{font-weight:800;text-decoration:none;color:var(--brand);font-size:1.1rem;margin-right:auto}
nav ul{display:none;list-style:none;margin:0;padding:0;gap:14px}nav a{text-decoration:none;color:var(--ink);font-size:.9rem;white-space:nowrap}
.btn{display:inline-block;background:var(--accent);color:#111;font-weight:700;text-decoration:none;padding:.7em 1.1em;border-radius:8px;border:0;cursor:pointer;font-size:1rem}
.btn.big{padding:.9em 1.4em;font-size:1.08rem;margin:.2em .3em .2em 0}.btn.ghost{background:transparent;border:2px solid #fff;color:#fff}
.call{white-space:nowrap;font-size:.95rem}
.hero{background:linear-gradient(135deg,var(--brand),#06301f);color:#fff;padding:34px 0 40px}.hero a:not(.btn){color:#fff}
.hero.sm{padding:26px 0}.hero-grid{display:grid;gap:26px}.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;opacity:.85;margin:0}
.lede{font-size:1.1rem;opacity:.95}.checks{padding-left:1.1em}.checks li{margin:.2em 0}.small{font-size:.85rem;opacity:.85}.crumb{font-size:.85rem;opacity:.85}
.lead{background:#fff;color:var(--ink);border-radius:12px;padding:18px;box-shadow:0 10px 30px rgba(0,0,0,.25)}
.lead h2{margin:0 0 .5em;font-size:1.25rem}.lead label{display:block;font-size:.9rem;font-weight:600;margin:.5em 0}
.lead input,.lead select,.lead textarea{display:block;width:100%;margin-top:4px;padding:.65em;border:1px solid #cbd2d9;border-radius:6px;font:inherit}
.lead .consent{font-weight:400;font-size:.78rem;display:flex;gap:8px;align-items:flex-start}.lead .consent input{width:auto;margin-top:3px}
.lead .btn{width:100%;margin-top:.6em}.lead .small{color:var(--muted);opacity:1}.hp{display:none}
.signs{display:grid;gap:8px;padding:0;list-style:none}.signs li{background:var(--bg);padding:10px 14px;border-left:4px solid var(--accent);border-radius:4px}
.cards{display:grid;gap:14px}.card{display:block;border:1px solid #e5e7eb;border-radius:10px;padding:16px;text-decoration:none;color:var(--ink)}.card:hover{border-color:var(--brand)}
.card h3{margin:0 0 .3em;color:var(--brand)}.card span{font-weight:700;font-size:.9rem;color:var(--brand)}
.steps li{margin:.5em 0}.prose{max-width:820px}.prose table{border-collapse:collapse;width:100%}.prose td,.prose th{border:1px solid #e5e7eb;padding:8px;text-align:left}
.faq details{border-bottom:1px solid #e5e7eb;padding:10px 0}.faq summary{font-weight:700;cursor:pointer}
.cta{background:var(--bg);text-align:center;padding:26px 0;margin-top:30px}
.foot{background:#0f1714;color:#c9d1cc;padding:24px 0;font-size:.88rem;margin-top:30px}.foot a{color:#fff}.disc{border:1px solid #33433b;padding:10px;border-radius:6px}
.sticky-call{position:fixed;left:0;right:0;bottom:0;background:var(--accent);color:#111;text-align:center;font-weight:800;padding:16px;text-decoration:none;z-index:9;box-shadow:0 -4px 12px rgba(0,0,0,.15)}
.arealist li{margin:.4em 0}
@media(min-width:860px){nav ul{display:flex}.hero-grid{grid-template-columns:1.15fr .85fr;align-items:start}.cards{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}.signs{grid-template-columns:1fr 1fr}.sticky-call{display:none}body{padding-bottom:0}}
.fig{margin:1em 0 1.4em}.fig img{display:block;width:100%;height:auto;border-radius:10px;background:#e9ece8}.fig figcaption{font-size:.8rem;color:var(--muted);margin-top:.35em}
.hero .fig figcaption{color:#dfe7e2}.hero .fig{margin:1.2em 0 0}
.tbl{border-collapse:collapse;width:100%;margin:1em 0}.tbl td,.tbl th{border:1px solid #e5e7eb;padding:8px;text-align:left;vertical-align:top}.tbl th{background:var(--bg)}
.src{font-size:.88rem;color:var(--muted)}.note{background:#fff8e6;border-left:4px solid var(--accent);padding:10px 14px;border-radius:4px}
.byline{font-size:.9rem;color:#555;margin:.25rem 0 .75rem}
.note{border-left:4px solid var(--brand);background:#f3f6fa;padding:.6rem 1rem;margin:1rem 0}
.hero .byline{color:rgba(255,255,255,.88)}.hero .byline a{color:#fff}